Fintech and Payment Platforms We Support
We work with fintech companies that operate in highly regulated, transaction-driven environments. Our accounting, compliance, audit readiness, and financial reporting support is designed specifically for payments, lending, banking, and financial technology platforms that require accuracy, control, and investor-grade reporting. For an overview of all industries we support, see our Industries page.
Fintech Sectors We Serve
We partner with a wide range of fintech and financial innovation companies, including:
- Payments and Money Movement Platforms
- Lending and Marketplace Lending
- Neobanks and Digital Banks
- InsurTech Companies
- WealthTech and Robo-Advisors
- RegTech Platforms for Compliance and Risk
- Embedded Finance Platforms
- Payment Processors and Gateways
- Card Issuers and Merchant Acquirers
- Crypto-Fi Platforms that combine crypto and fiat services
- Alternative Investment Platforms
- Cross-Border Payments and Remittance Providers
- Treasury and Cash-Management Platforms
- Capital Markets Infrastructure Providers
Finance and Accounting Support for Fintech Companies
We help fintech teams maintain clean, GAAP-aligned financials while managing the complexity that comes with high transaction volumes and regulatory requirements.
- Monthly close and financial reporting
- Transaction and settlement reconciliation
- Fee revenue and interchange revenue categorization
- Reserve and settlement account tracking
- Multi-entity and multi-currency reporting
- ASC 606 considerations for platform and usage-based revenue
Compliance and Regulatory Support
Fintech companies face close oversight and frequent compliance expectations. We support your readiness with structured processes and documentation.
- BSA and AML program support
- MTL readiness and state-level requirements
- Transaction monitoring frameworks
- Policy and procedure documentation
- Compliance-aligned financial controls
- Support for regulatory examinations and partner bank reviews
Audit Readiness for Fintech Platforms
We prepare you for financial audits, due diligence, and investor reporting.
- Pre-audit close and clean-up
- Support schedules and documentation
- Walkthroughs and sample request assistance
- Equity rollforward and cap table support
- Reporting alignment for payment flows and lending models
Why Fintech Companies Choose Ridgeway Financial Services
We understand the financial, operational, and regulatory complexity of fintech. From payments and banking models to lending and embedded finance, we translate daily activity into GAAP-aligned reporting that supports audits, compliance, and investor communication.
If you are building or scaling a fintech or payments platform and need specialized finance, accounting, or compliance support, contact us to schedule a conversation.